---
description: >-
  Lend & borrow with any token, NFT, or ENS - now connecting it all on Vision!
  Vision is proud to partner up with Teller.org.
---

# Teller



<figure><img src="https://4198809372-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F56mVy0gx8QsbWKAYTzVO%2Fuploads%2FfIZqrwiko2dRPcVcLpHp%2Fimage.png?alt=media&#x26;token=11083e99-16b0-4c92-9eb4-3ea236465fff" alt="" width="94"><figcaption></figcaption></figure>

***

## About

> ## **What is Teller?**
>
> Teller is a non-custodial lending book that enables users to lend at above-market rates, borrow against any ERC20 (token) or ERC721 / ERC1155 (NFT), and build a history of onchain credit through loan repayments (and defaults). Teller is live on Ethereum and Polygon.
>
> ## **Teller’s core value propositions**
>
> * Supply capital to collateralized loans. Earn yields above market rate.
> * Borrow against any crypto asset, without the liquidation risk.
> * Build onchain credit with each repayment.
>
> -> read more here [https://docs.teller.org/](https://docs.teller.org/)

## Loans

> ## **How to borrow on Teller?**
>
> Borrowers are able to leverage any crypto asset as collateral, both ERC20’s (tokens) and ERC721’s / ERC1155’s (NFTs), by requesting a custom loan or by borrowing from open liquidity “offers” based on deterministic requirements of collateral, credit, and identity.
>
>
>
> ## **How do loans on Teller work?**
>
> Loans on Teller can be constructed in an over-collateralized, under-collateralized, or no-collateral fashion, with a fixed duration, fixed APR, and no risk of collateral liquidation for the duration of a loan. Loans can be “offered” by liquidity providers, based on pre-set conditions, and “taken” by the borrower deterministically if the wallet meets the onchain criteria. In addition, loans can be “offered” by a borrower, who submits a custom loan request, and “taken” by a liquidity provider, who funds the loan.
>
> -> read more here [https://docs.teller.org/](https://docs.teller.org/)



***

## Teller on Vision.io

{% hint style="info" %}
**Access comprehensive Loan Data for any ENS name through our dashboard.**
{% endhint %}

Dive deep into the financial history and current loan standings of any ENS name with just a few clicks. Our Vision.io dashboard provides you with an intuitive interface to seamlessly view both current and historical loan data. Whether you're conducting research or making informed decisions, all the information you need is readily available at your fingertips.

<figure><img src="https://4198809372-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F56mVy0gx8QsbWKAYTzVO%2Fuploads%2FAXyBuVyudivfNHRIr9lQ%2F6.png?alt=media&#x26;token=2f149eb6-e0f7-4d9d-a9aa-8fa2fc462b5c" alt=""><figcaption></figcaption></figure>

Check out info, such as the _**Duration**_ of the loan and _**Status**_ of the loan in the _**Activity**_ bar.

<figure><img src="https://4198809372-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F56mVy0gx8QsbWKAYTzVO%2Fuploads%2F2vzrufhLvPRMgkRYY1NN%2F7.png?alt=media&#x26;token=a8611905-d98d-43fc-a487-0fe91e64b635" alt=""><figcaption></figcaption></figure>

Click on any loan, directing you to [http://Teller.org](https://t.co/qA1oHej6Ei) to borrow or lend using any ENS name.



***

## Coming soon

A lot of more features will be coming soon on vision, featuring teller.org - Stay tuned!!

<figure><img src="https://4198809372-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F56mVy0gx8QsbWKAYTzVO%2Fuploads%2FwPAZWfEuVVf6ccNZAMDK%2Fcoming%20soon.png?alt=media&#x26;token=e1846e7c-2759-4c8a-baf2-281bd15b2426" alt=""><figcaption></figcaption></figure>

***

## Teller Links

[Homepage](https://www.teller.org/)

[Twitter](https://twitter.com/useteller)

[Documentation](https://docs.teller.org/teller-lite)
